Chartered Wealth Management Course

Lesson 1 • Defining Wealth Management Today

Covers the evolution from private banking to holistic wealth management and its core service pillars. Establishes the conceptual framework used throughout the course.

Lesson 2 • Regulatory and Compliance Framework

Introduces the regulatory environment governing wealth managers, including disclosure, anti-money-laundering, and client protection rules. Provides compliance context for all advisory activities.

Lesson 3 • The Wealth Manager's Professional Role

Defines fiduciary duty, suitability standards, and the advisor-client relationship. Sets the ethical baseline applied in every subsequent chapter.

Lesson 1 • Risk Profiling and Tolerance Assessment

Explains how to measure a client's risk capacity and willingness, and translate results into planning parameters. Feeds directly into portfolio construction in later chapters.

Lesson 2 • Integrating the Financial Plan

Synthesizes cash flow, goals, risk profile, and protection into a single coherent document. Prepares students to present and defend a complete plan to a client.

Lesson 3 • Insurance and Protection Planning

Analyzes life, disability, and liability insurance as tools for protecting the financial plan. Integrates protection strategies with overall wealth preservation goals.

Lesson 4 • Goal Setting and Prioritization

Covers SMART goal frameworks and the trade-offs between competing financial objectives. Links client goals to investment policy and planning timelines.

Lesson 1 • Core Investment Principles

Establishes risk-return trade-off, compounding, and market efficiency as the conceptual pillars of investing. These principles underpin every portfolio decision in subsequent chapters.

Lesson 2 • Alternative and Real Assets

Examines real estate, commodities, private equity, and hedge funds as diversifiers beyond traditional assets. Prepares students to evaluate alternatives within a broader portfolio context.

Lesson 3 • Derivatives and Structured Products

Introduces options, futures, and structured notes as tools for hedging and return enhancement. Provides the foundation for risk management strategies covered later.

Lesson 4 • Equities and Fixed Income

Covers equity valuation methods and bond pricing mechanics as the two dominant asset classes. Builds the analytical vocabulary needed for portfolio construction.

Lesson 1 • Strategic and Tactical Asset Allocation

Distinguishes long-term strategic allocation from short-term tactical tilts and explains when each is appropriate. Connects client risk profiles to specific allocation decisions.

Lesson 2 • Performance Measurement and Attribution

Teaches return calculation standards, benchmark selection, and attribution analysis to evaluate portfolio outcomes. Enables students to communicate performance results clearly to clients.

Lesson 3 • Manager Selection and Due Diligence

Provides a structured process for evaluating active managers, passive vehicles, and multi-manager structures. Ensures students can justify manager choices within a portfolio mandate.

Lesson 4 • Portfolio Risk Measurement

Covers value-at-risk, drawdown analysis, and stress testing as tools for quantifying portfolio risk. Prepares students to monitor and report risk to clients and oversight bodies.

Lesson 1 • Cross-Border Tax Considerations

Introduces the tax complexities facing clients with assets or residency in multiple countries. Prepares students to identify when specialist cross-border advice is required.

Lesson 2 • Income Tax Fundamentals for Advisors

Reviews progressive tax structures, deductions, and credits relevant to high-net-worth clients. Provides the tax literacy required for all planning recommendations in this chapter.

Lesson 3 • Asset Location and Tax Efficiency

Teaches the placement of assets across taxable and tax-advantaged accounts to maximize after-tax returns. Integrates tax strategy with the portfolio construction framework.

Lesson 4 • Tax-Advantaged Account Structures

Examines retirement accounts, education savings vehicles, and tax-deferred wrappers as planning tools. Connects account selection to long-term wealth accumulation goals.

Lesson 1 • Trusts as Wealth Transfer Vehicles

Examines revocable and irrevocable trust structures, their tax treatment, and their role in asset protection. Builds on estate fundamentals to introduce more sophisticated transfer tools.

Lesson 2 • Business Succession Planning

Covers buy-sell agreements, family limited partnerships, and ownership transfer structures for business owners. Addresses the unique estate planning needs of entrepreneurial clients.

Lesson 3 • Gift Strategies and Transfer Taxes

Analyzes annual gift exclusions, lifetime exemptions, and valuation discounts as tools to reduce transfer tax. Connects gifting strategy to the overall estate plan.

Lesson 4 • Estate Planning Fundamentals

Covers wills, powers of attorney, and beneficiary designations as the core documents of any estate plan. Establishes the legal vocabulary used throughout this chapter.

Lesson 1 • Decumulation and Withdrawal Strategies

Teaches systematic withdrawal frameworks, bucket strategies, and dynamic spending rules to sustain income in retirement. Addresses sequence-of-returns risk as a central planning challenge.

Lesson 2 • Healthcare and Long-Term Care Planning

Evaluates the financial impact of healthcare costs and long-term care needs on retirement sustainability. Integrates insurance and savings solutions into the retirement income plan.

Lesson 3 • Social Security and Pension Optimization

Analyzes claiming strategies for government retirement benefits and defined-benefit pension options. Maximizes guaranteed income as a foundation for the overall retirement plan.

Lesson 4 • Accumulation Strategies and Vehicles

Covers employer-sponsored plans, individual retirement accounts, and non-qualified savings as accumulation tools. Connects account selection to tax planning concepts from the previous chapter.

Lesson 1 • Concentrated Position Management

Addresses the risk, tax, and psychological challenges of clients holding large single-stock or business positions. Applies portfolio, tax, and estate tools from earlier chapters in combination.

Lesson 2 • Comprehensive Wealth Plan Delivery

Synthesizes all disciplines into a single integrated wealth plan and covers the advisory process for delivering it. Culminates the course with a full client case study and plan presentation.

Lesson 3 • Liquidity Events and Sudden Wealth

Prepares advisors to guide clients through IPOs, business sales, and inheritance events that create sudden large wealth. Integrates tax, investment, and psychological planning for high-stakes transitions.

Lesson 4 • Family Governance and Wealth Continuity

Covers family mission statements, investment policy committees, and governance structures for multigenerational wealth. Extends estate planning concepts into the behavioral and organizational domain.