Financial Law Course

Lesson 1 • Key Actors in Financial Regulation

Identifies legislators, regulators, supervisors, and regulated entities and their distinct roles. Provides the institutional map students need for all subsequent chapters.

Lesson 2 • Core Legal Concepts for Finance Professionals

Introduces legal personhood, fiduciary duty, liability, and contractual obligation in a financial context. Builds the vocabulary required to interpret statutory and regulatory texts accurately.

Lesson 3 • Sources and Hierarchy of Financial Law

Explains primary legislation, secondary rules, guidance, and soft law and how they interact. Students learn to locate and rank legal sources when analyzing compliance obligations.

Lesson 1 • Regulatory Gaps and Systemic Vulnerabilities

Analyzes how structural gaps in oversight create systemic risk, drawing on historical regulatory failures. Students develop critical thinking about institutional design weaknesses.

Lesson 2 • Models of Financial Supervision

Contrasts sectoral, twin-peaks, and unified supervisory models and their trade-offs. Grounds students in the institutional logic before examining specific regulatory bodies.

Lesson 3 • Cross-Border Regulatory Coordination

Covers memoranda of understanding, supervisory colleges, and international cooperation mechanisms. Prepares students to analyze how domestic law interacts with cross-border obligations.

Lesson 4 • Central Banks and Monetary Authority

Examines the legislative mandate of central banks in financial stability and monetary policy. Connects monetary authority functions to prudential oversight responsibilities.

Lesson 1 • Liquidity and Funding Requirements

Covers short-term liquidity coverage and stable funding ratios mandated by prudential law. Links liquidity rules to the systemic risk prevention goals introduced in Chapter 1.

Lesson 2 • Capital Adequacy Frameworks

Explains risk-weighted capital ratios, tier classifications, and buffer requirements derived from international standards. Students calculate basic capital adequacy positions and identify shortfalls.

Lesson 3 • Bank Licensing and Authorization

Details the statutory requirements for obtaining and maintaining a banking license. Establishes the entry-point rules that all subsequent prudential obligations build upon.

Lesson 4 • Large Exposures and Concentration Risk

Examines statutory limits on single-counterparty exposures and sector concentration. Students apply exposure rules to identify breaches and required remediation steps.

Lesson 1 • Securities Definition and Classification

Establishes what constitutes a security under financial law and how classification determines regulatory treatment. Provides the definitional foundation for all capital markets topics.

Lesson 2 • Trading Venue Regulation

Covers the legislative requirements for exchanges, multilateral trading facilities, and systematic internalisers. Connects venue rules to market transparency and best-execution obligations.

Lesson 3 • Public Offering and Disclosure Requirements

Examines prospectus obligations, material disclosure standards, and liability for misstatement. Students draft disclosure checklists aligned with statutory requirements.

Lesson 4 • Market Abuse and Insider Trading Law

Defines insider information, market manipulation, and unlawful disclosure under securities law. Students identify prohibited conduct and the evidentiary elements regulators must prove.

Lesson 1 • Customer Due Diligence Requirements

Covers statutory obligations for customer identification, verification, and ongoing monitoring. Students design due diligence procedures proportionate to customer risk profiles.

Lesson 2 • Terrorist Financing and Proliferation Finance

Distinguishes terrorist financing from money laundering and covers proliferation finance controls. Students apply targeted financial sanctions and enhanced controls to high-risk scenarios.

Lesson 3 • Money Laundering Offenses and Stages

Defines the criminal offense of money laundering and its three stages: placement, layering, and integration. Establishes the legal baseline for all subsequent compliance obligations.

Lesson 4 • Sanctions Law and Compliance

Analyzes the legal basis for financial sanctions, asset freezes, and dealing prohibitions. Students screen transactions against sanctions obligations and manage compliance gaps.

Lesson 1 • Foundations of Consumer Protection in Finance

Identifies the legislative rationale for protecting retail consumers and the key duties imposed on firms. Frames consumer law as a conduct-regulation complement to prudential oversight.

Lesson 2 • Pre-Contractual Disclosure Requirements

Covers mandatory pre-sale information, standardized disclosure documents, and cooling-off rights. Students evaluate disclosure materials against statutory content and format requirements.

Lesson 3 • Product Governance and Intervention Powers

Covers legislative requirements for product design, target market identification, and regulator intervention powers. Students apply product governance rules to new product approval scenarios.

Lesson 4 • Responsible Lending and Credit Law

Examines affordability assessment obligations, interest rate caps, and unfair contract term controls. Students apply creditworthiness tests to lending scenarios and identify non-compliant terms.

Lesson 1 • Criminal Prosecution of Financial Offenses

Analyzes the elements of criminal financial offenses, prosecutorial standards, and sentencing frameworks. Students distinguish civil enforcement from criminal prosecution pathways.

Lesson 2 • Designing Deterrence-Oriented Compliance

Applies enforcement lessons to build compliance programs that reduce violation probability and penalty exposure. Students integrate enforcement risk analysis into compliance program design.

Lesson 3 • Regulatory Investigation Powers

Examines statutory powers to compel information, conduct interviews, and enter premises. Students identify the legal limits of investigative powers and the rights of investigated firms.

Lesson 4 • Administrative Sanctions and Penalties

Covers the range of administrative sanctions from public censure to financial penalties and license revocation. Students calculate penalty exposure and assess aggravating and mitigating factors.

Lesson 1 • Legislative Change Management

Develops skills for monitoring legislative pipelines, assessing impact, and managing implementation projects. Students produce a legislative change impact assessment for a simulated regulatory reform.

Lesson 2 • Fintech Regulation and Digital Assets

Examines how existing financial law applies to fintech business models, digital assets, and decentralized finance. Students map regulatory obligations onto novel financial structures.

Lesson 3 • Strategic Compliance Program Design

Integrates all course content into a framework for designing enterprise-wide compliance programs. Students present a compliance strategy that addresses prudential, conduct, and financial crime obligations.

Lesson 4 • Environmental, Social, and Governance Finance Law

Covers mandatory sustainability disclosure, green finance standards, and greenwashing liability. Students assess ESG-related legal obligations and their integration into financial products.