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Fintech Engineer Course
More than 2 million students worldwide

Fintech Engineer Course

The Fintech Engineer Course gives software engineers the specialised skills to design, build, and operate production-grade financial systems. From payment rails and fraud detection to credit platforms and open banking APIs, you'll master the full fintech engineering stack. This is the technical depth the financial technology industry demands.

Dedika for businesses

What you will learn:

You will gain a comprehensive understanding of how modern financial platforms are architected and built. The course covers payment systems, transaction processing, KYC pipelines, and identity authentication protocols. You will learn to design fraud detection engines using both rule-based logic and machine learning models. Financial data engineering, including pipeline design and transactional database architecture, is covered in depth. You will also explore open banking standards, lending platform engineering, and cloud infrastructure for fintech. Security, compliance automation, and site reliability engineering round out the core curriculum.

How you study in practice Fintech Engineer Course

How you practise Fintech Engineer Course

For companies looking to train their teams

With Dedika for businesses, the course includes exercises and examples tailored to your company and its specific needs.

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Course content

8 Chapters • 40 LessonsDuration between 4 and 360 hours (you decide)

Chapter 1See details

Foundations of Fintech Engineering

  • Lesson 1 • Core Financial Concepts for Engineers

    Introduces essential financial instruments, transactions, and accounting basics. Bridges finance domain knowledge with engineering practice.

  • Lesson 2 • Regulatory and Compliance Fundamentals

    Explains the functional purpose of financial regulation and compliance obligations. Engineers learn to embed compliance requirements into system design.

  • Lesson 3 • Fintech Industry Overview

    Covers fintech market segments, key players, and value chains. Provides context for all subsequent technical decisions.

  • Lesson 4 • Engineering Roles in Fintech Teams

    Defines responsibilities across product, platform, and data engineering roles. Clarifies collaboration patterns with compliance, risk, and business teams.

  • Lesson 5 • Fintech System Architecture Basics

    Surveys common architectural patterns used in financial platforms. Grounds engineers in design constraints unique to fintech.

Chapter 2See details

Payment Systems and Transaction Processing

  • Lesson 1 • Payment Rails and Networks

    Examines card networks, bank transfer schemes, and real-time payment rails. Establishes the infrastructure layer underlying all payment products.

  • Lesson 2 • Reconciliation and Ledger Design

    Introduces double-entry ledger principles and automated reconciliation pipelines. Ensures financial accuracy across distributed payment systems.

  • Lesson 3 • Payment Gateway Integration

    Covers API-based integration with payment processors and acquirers. Students implement end-to-end payment acceptance flows.

  • Lesson 4 • Transaction Lifecycle Management

    Traces a transaction from initiation through clearing and settlement. Teaches engineers to handle state transitions and failure scenarios.

  • Lesson 5 • Payment Security Standards

    Covers cardholder data protection standards and secure transmission requirements. Engineers learn to build compliant, breach-resistant payment systems.

Chapter 3See details

Identity, Authentication, and KYC Systems

  • Lesson 1 • Authentication and Authorisation Protocols

    Teaches OAuth 2.0, OpenID Connect, and multi-factor authentication implementation. Students secure financial APIs and user sessions.

  • Lesson 2 • KYC Pipeline Architecture

    Designs automated customer due diligence workflows integrating document and biometric checks. Connects regulatory obligations to scalable engineering solutions.

  • Lesson 3 • Privacy-Preserving Identity Techniques

    Introduces data minimisation, tokenisation, and zero-knowledge proofs for identity. Balances regulatory compliance with user privacy obligations.

  • Lesson 4 • Digital Identity Fundamentals

    Defines identity proofing, credentials, and trust levels in financial contexts. Sets the foundation for authentication and KYC system design.

  • Lesson 5 • Ongoing Monitoring and Re-verification

    Covers continuous customer monitoring, periodic review triggers, and re-KYC workflows. Maintains compliance throughout the customer lifecycle.

Chapter 4See details

Financial Data Engineering and Storage

  • Lesson 1 • Data Pipeline Architecture

    Builds batch and streaming pipelines for financial data ingestion and transformation. Connects raw transaction data to analytics and reporting layers.

  • Lesson 2 • Financial Data Modeling

    Covers relational and event-sourced data models for financial entities. Establishes schema patterns that support auditability and reporting.

  • Lesson 3 • Data Quality and Governance

    Implements data validation, lineage tracking, and governance policies for financial datasets. Supports regulatory reporting and internal audit requirements.

  • Lesson 4 • Transactional Database Design

    Examines ACID properties, isolation levels, and locking strategies for financial workloads. Ensures data integrity under concurrent transaction loads.

  • Lesson 5 • Analytical Data Warehousing

    Designs dimensional models and data warehouses for financial reporting and analytics. Enables business intelligence on top of operational financial data.

Chapter 5See details

Fraud Detection and Risk Engineering

  • Lesson 1 • Fraud Typology and Attack Vectors

    Catalogues payment fraud, account takeover, and synthetic identity schemes. Provides the threat model that drives detection system design.

  • Lesson 2 • Model Monitoring and Feedback Loops

    Implements drift detection, performance tracking, and analyst feedback integration. Keeps fraud models accurate as attack patterns evolve.

  • Lesson 3 • Machine Learning for Fraud Detection

    Applies supervised and unsupervised models to transaction scoring and anomaly detection. Extends rule-based systems with adaptive, data-driven detection.

  • Lesson 4 • Rule-Based Fraud Detection Systems

    Builds deterministic rule engines with threshold logic and velocity checks. Establishes a baseline detection layer before introducing machine learning.

  • Lesson 5 • Real-Time Decisioning Architecture

    Designs low-latency scoring pipelines that evaluate transactions at authorization time. Integrates rule engines and ML models into a unified decision layer.

Chapter 6See details

Open Banking and API Platform Engineering

  • Lesson 1 • Monetization and Usage Analytics

    Implements API usage metering, billing integration, and analytics dashboards. Enables product teams to optimize and monetize API platforms.

  • Lesson 2 • API Design for Financial Products

    Applies REST and event-driven design principles to financial API surfaces. Produces consistent, versioned, and developer-friendly API contracts.

  • Lesson 3 • Developer Portal and Sandbox Environments

    Builds developer portals with interactive documentation and sandbox testing environments. Accelerates third-party integration and reduces onboarding friction.

  • Lesson 4 • API Gateway and Security Layer

    Configures API gateways for rate limiting, authentication enforcement, and traffic management. Protects financial APIs from abuse and unauthorized access.

  • Lesson 5 • Open Banking Standards and Protocols

    Surveys open banking frameworks, consent models, and data-sharing protocols. Grounds API design in regulatory and interoperability requirements.

Chapter 7See details

Lending and Credit Platform Engineering

  • Lesson 1 • Credit Decisioning Systems

    Designs automated underwriting engines integrating bureau data and internal signals. Produces fair, explainable, and auditable credit decisions.

  • Lesson 2 • Alternative Data and Open Credit

    Integrates non-traditional data sources such as cash flow and utility data into credit models. Expands credit access while managing model risk.

  • Lesson 3 • Loan Origination System Design

    Builds application intake, document collection, and approval workflow systems. Covers the full origination pipeline from application to disbursement.

  • Lesson 4 • Loan Servicing and Repayment Engines

    Implements amortization schedules, payment processing, and delinquency management. Maintains accurate loan state throughout the repayment lifecycle.

  • Lesson 5 • Regulatory Reporting for Lending

    Automates fair lending analysis, adverse action notices, and portfolio reporting. Ensures lending platforms meet disclosure and reporting obligations.

Chapter 8See details

Fintech Platform Reliability and Security

  • Lesson 1 • Reliability Engineering for Finance

    Defines SLOs, error budgets, and reliability targets for financial services. Establishes the operational framework for high-availability platform management.

  • Lesson 2 • Observability and Incident Management

    Implements distributed tracing, metrics, and log aggregation for financial systems. Enables rapid detection and resolution of production incidents.

  • Lesson 3 • Secure Software Development Lifecycle

    Integrates threat modeling, static analysis, and dependency scanning into CI/CD pipelines. Shifts security left in the fintech engineering workflow.

  • Lesson 4 • Security Architecture for Fintech

    Applies zero-trust principles, network segmentation, and secrets management to financial infrastructure. Reduces attack surface across the platform stack.

  • Lesson 5 • Compliance Automation and Audit Readiness

    Automates control evidence collection, policy enforcement, and audit trail generation. Reduces manual compliance effort and accelerates regulatory audits.

Certification

Your valid completion certificate

This course is for you:

  • Backend engineers curious about breaking into the financial technology sector.

  • Full-stack developers who want to specialise in regulated, high-stakes environments.

  • Software engineers at banks seeking to modernise legacy financial infrastructure.

  • Career changers from data engineering wanting to pivot into fintech product teams.

  • Platform engineers aiming to lead technical decisions at fintech startups.

  • DevOps professionals looking to apply reliability practices to financial systems.

What our students say

Your lessons are perfect. I purchased the one-year package and finally have the opportunity to follow various topics of interest without needing to change platforms... I'm grateful for everything you do, I've already recommended you to other people...
Giulio Carlo
Giulio CarloDigital Marketing Student
I like how the lessons are straight to the point and how I can change chapters and skip content I don't need.
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Mariana FerresPhotography Student
I like the content and the way videos are presented and transcribed, which speeds up the process!
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Luciana AlvarengaNail Design Student
The platform is fast, simple to use. The diversity of content and complementary videos really help with learning.
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André FelipePrompt Engineering Student

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